Terms of Use

Terms of Use and your acceptance of them. Read before continuing.

Lumos Capital Services, LLC (“Lumos Capital”) is pleased to provide you with the information, content, tools, products and services on the Lumos Capital Sites (the term “Lumos Capital Sites” refers to all Lumos Capital' web sites, as well as to the content appearing on the site and other URLs of Lumos or Lumos Capital that redirect to the sites). Your use of the Lumos Capital Sites is subject to these Terms of Use ("Terms").  There are different companies that provide information, content, and the products and services that are described on Lumos Capital Sites.  Those companies are identified below under “Lumos Capital Companies”.


These Terms are a binding agreement between you and Lumos Capital. By using or accessing the Lumos Capital Sites, you accept and agree to be bound by these Terms. Your use of the Lumos Capital Sites are governed by the version of the Terms in effect on the date each site is accessed by you. Lumos Capital may modify these Terms at any time and without prior notice. You should review the most current version of these Terms by visiting the Lumos Capital Sites and clicking the Terms of Use hyperlink located at the bottom of the page. These Terms are in addition to, and do not modify or supersede, any other agreements between you and Lumos Capital, including any customer or account agreements, and any other agreements that govern your use of information, content, tools, products and services available on and through the Lumos Capital Sites.

Contents

  • Lumos Capital Companies
  • Digital assets
  • Limitations on investment guidance and professional advice
  • Copyright policy, linking policy, and trademarks
  • Third-party content and research
  • Timeliness of content
  • Prohibited uses
  • Means of access
  • Password security and notification
  • DISCLAIMER OF WARRANTIES
  • LIMITATION OF LIABILITY
  • Indemnification
  • Changes to Lumos Capital Site
  • Termination
  • Governing law
  • Severability

Lumos Capital Companies

Lumos Capital Services, LLC is a Monetary Authority of Singapore (MAS) company. Lumos Capital is not registered in any capacity with the Monetary Authority of Singapore (MAS), the Singapore Commodity Futures Trading Commission or any state or federal securities or commodities regulatory authority. Lumos Capital is not registered as a broker-dealer or investment adviser.

Lumos Capital, Ltd. was incorporated in England as a private limited company and provides services to customers. Lumos Capital, Ltd. is registered with the U.K. Financial Conduct Authority for certain cryptoasset activities under the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017. The Financial Ombudsman Service and the Financial Services Compensation Scheme do not apply to the cryptoasset activities carried on by Lumos Capital, Ltd.

Lumos Funds Management, LLC, a Delaware limited liability company, provides digital asset management services.  Lumos is not currently overseen by a regulator.

Nothing on the Lumos Capital Sites shall be considered a solicitation to buy or an offer to sell a security, or any other product or service, to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful under the laws of such jurisdiction.

Digital assets

BUYING AND SELLING DIGITAL ASSETS CAN BE VERY RISKY. DIGITAL ASSET VALUES CAN FLUCTUATE SUBSTANTIALLY AND UNEXPECTEDLY WITH LITTLE OR NO WARNING, WHICH MAY RESULT IN A SUBSTANTIAL LOSS OF AN INVESTMENT IF PROPER RISK MANAGEMENT ISN'T IMPLEMENTED. DIGITAL ASSETS HAVE BEEN AND CONTINUE TO BE SUBJECT TO SUBSTANTIAL MARKET, SECURITY, LEGAL AND REGULATORY UNCERTAINTY.

Copyright policy, linking policy and trademarks

The Lumos Capital Sites are protected by applicable copyright laws. Accordingly, you may not copy, distribute, modify, post or frame-in the Lumos Capital Sites, including any text, graphics, video, audio, software code, user interface design or logos.

Unless you and Lumos Capital have agreed otherwise, links from another website to the Lumos Capital Sites must resolve to the top-level home page of the Lumos Capital domain (e.g., Lumos.capital). In order to avoid confusion if you do link from another website to the Lumos Capital Sites’ top-level home page, your website, and the link itself, may not suggest that Lumos Capital endorses, sponsors or is affiliated with any non-Lumos Capital website, entity, service or product, and may not make use of any Lumos Capital trademarks or service marks other than those contained within the text of the link.

All trademarks and service marks on the Lumos Capital Sites belong to Lumos LLC or an affiliate, except third-party trademarks and service marks, which are the property of their respective owners.

If you believe that your work has been copied in a way that constitutes copyright infringement, please provide Lumos Capital with the following information:

  • A physical or electronic signature of a person authorized to act on behalf of the owner of the copyright allegedly infringed;
  • A description of the copyrighted work that you claim has been infringed, or, if multiple copyrighted works are the subject of a single notice, a representative list of such works;
  • An identification of the allegedly infringing material, and a description of where that material is located on the Lumos Capital Sites;
  • Your address, telephone number, and email address;
  • A statement by you that you have a good faith belief that use of the disputed material in the manner complained of is not authorized by the copyright owner, its agent, or the law;
  • A statement by you, made under penalty of perjury, that the information you provide in your notice is accurate and that you are the owner of the allegedly infringed copyright, or that you are authorized to act on behalf of the copyright owner.

Lumos Capital's Agent for Notice of claims of copyright infringement can be reached as follows:

By email: CopyrightClaim@Lumos.capital

Third-party content and research

The Lumos Capital Sites might include general news and information, commentary, interactive tools, quotes, research reports and data concerning digital assets, the financial markets, and other subjects. Some of this content is supplied by companies that are not affiliated with any Lumos company ("Third-Party Content"). On the Lumos Capital Sites, the source of all Third- Party Content is clearly and prominently identified. Third-Party Content is available through framed areas, through hyperlinks to third-party websites, or is simply published on the site. The Third-Party Content is protected by copyright pursuant to United States laws and international treaties and is owned or licensed by the Third-Party Content provider(s) credited.

The Lumos Capital COMPANIES have not been involved in the preparation, adoption or editing of Third-Party Content and do not explicitly or implicitly endorse or approve such content. The Third-Party Content providers do not implicitly or explicitly endorse or approve the Third-Party Content, nor do they give investment advice, or advocate the purchase or sale of any security or investment.

While the Lumos Capital COMPANIES makes every attempt to provide accurate and timely information to serve the needs of users, neither Lumos Capital nor the Third-Party Content providers guarantee its accuracy, timeliness, completeness or usefulness, and are not responsible or liable for any such content, including any advertising, products, or other materials on or available from third-party sites. Third-Party Content is provided for informational purposes only, and the Lumos Capital COMPANIES and the Third-Party Content providers specifically disclaim any responsibility for Third-Party Content available on the site. You will use Third-Party Content only at your own risk. THE THIRD-PARTY CONTENT IS PROVIDED ON AN "AS-IS" BASIS. THE THIRD-PARTY CONTENT PROVIDERS EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NONINFRINGEMENT.

THE THIRD-PARTY CONTENT PROVIDERS AND THEIR PARENTS, SUBSIDIARIES, AFFILIATES, SERVICE PROVIDERS, LICENSORS, OFFICERS, DIRECTORS OR EMPLOYEES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATING TO THE USE OR THE INABILITY TO USE THE THIRD-PARTY CONTENT, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, USE, OR DATA, OR OTHER INTANGIBLE DAMAGES, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Timeliness of content

All content on the Lumos Capital Sites is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.

Prohibited uses

Because all servers have limited capacity and are used by many people, do not use the Lumos Capital Sites in any manner that could damage or overburden any Lumos Capital server, or any network connected to any Lumos Capital server. Do not use the Lumos Capital Sites in any manner that would interfere with any other party's use of the Lumos Capital Sites.

Means of access

The Lumos Capital Sites are generally intended to be viewed by a conventional web browser with a screen resolution of 800 by 600 pixels or greater. Although you may use other means to access the Lumos Capital Sites, be aware that the Lumos Capital Sites may not appear accurately through other access methods, and you use them only at your own risk.

You should not access the Lumos Capital Sites through devices or services that are designed to provide high-speed, automated, repeated access, unless such devices are approved or made available by Lumos Capital.

Certain parts of the Lumos Capital Sites could be protected by passwords or require a login. You may not obtain or attempt to obtain unauthorized access to such parts of the Lumos Capital Sites, or to any other protected materials or information, through any means not intentionally made available by Lumos Capital for your specific use.

Password security and notification

If you have a password for access to nonpublic areas of the Lumos Capital Sites, you are solely responsible for maintaining the confidentiality and use of the password and other security data, methods and devices. Notify Lumos Capital immediately if you become aware of any unauthorized activity, disclosure, loss, theft or unauthorized use of your password. You agree to cooperate with Lumos Capital in any investigation and agree to take corrective measures to protect your account from further fraudulent activity.

DISCLAIMER OF WARRANTIES

TO THE FULLEST EXTENT PERMITTED BY LAW, THE Lumos Capital COMPANIES DO NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES ABOUT THE Lumos Capital SITES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT. THE Lumos Capital SITES ARE MADE AVAILABLE TO YOU "AS IS" AND "AS AVAILABLE" AND Lumos Capital DOES NOT WARRANT THAT ANY DEFECTS OR INACCURACIES WILL BE CORRECTED.

THE Lumos Capital COMPANIES DO NOT WARRANT THAT THE Lumos Capital SITES WILL MEET YOUR NEEDS, OR THAT IT WILL BE UNINTERRUPTED, TIMELY, OR ERROR-FREE.  Lumos Capital ALSO MAKES NO WARRANTY THAT THE RESULTS OBTAINED FROM THE USE OF THE Lumos Capital SITES WILL BE ACCURATE OR RELIABLE, OR THAT THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SITES WILL MEET YOUR EXPECTATIONS.

LIMITATION OF LIABILITY

THE Lumos Capital COMPANIES WILL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY CONSEQUENTIAL, INCIDENTAL, SPECIAL, DIRECT, OR INDIRECT DAMAGES . THIS IS TRUE EVEN IF Lumos Capital HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES.

THE Lumos Capital COMPANIES WILL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS RESULTING FROM A CAUSE OVER WHICH THEY DO NOT HAVE DIRECT CONTROL. THIS INCLUDES FAILURE OF ELECTRONIC OR MECHANICAL EQUIPMENT OR COMMUNICATIONS LINES (INCLUDING TELEPHONE, CABLE AND INTERNET), UNAUTHORIZED ACCESS, VIRUSES, THEFT, OPERATOR ERRORS, SEVERE OR EXTRAORDINARY WEATHER (INCLUDING FLOOD, EARTHQUAKE, OR OTHER ACT OF GOD), FIRE, WAR, INSURRECTION, TERRORIST ACT, RIOT, LABOR DISPUTE AND OTHER LABOR PROBLEMS, ACCIDENT, EMERGENCY OR ACTION OF GOVERNMENT.

IF YOU LIVE IN A JURISDICTION THAT DOES NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SOME OR ALL OF THESE LIMITATIONS AND EXCLUSIONS MAY NOT APPLY TO YOU.

Indemnification

As a condition of your use of the Lumos Capital Sites, you agree to indemnify and hold the Lumos Capital COMPANIES and their Third-Party Content providers harmless from and against any and all claims, losses, liability, costs and expenses (including but not limited to attorneys' fees) arising from your use of the Lumos Capital Sites, or from your violation of these Terms.

Changes to Lumos Capital Sites

Unless otherwise agreed, Lumos Capital may discontinue or modify the Lumos Capital Sites at any time without prior notice to you, and you accept those modifications if you continue to use the Lumos Capital Sites.

Termination

Lumos Capital may terminate your access to the Lumos Capital Sites for any reason, without prior notice.

Governing law

Unless otherwise agreed, these Terms and their enforcement are governed by the laws of the Singapore, without regard to conflicts of law, and shall inure to the benefit of Lumos Capital's successors and assigns, whether by merger, consolidation, or otherwise.

Severability

If a court of competent jurisdiction deems any provision unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.

Last Reviewed: May 2022

910299.3.0